Terms, Conditions & Privacy Policy
Last Updated: April 2, 2026
⚠️ Educational Purpose Disclaimer
IMPORTANT: The information, content, and materials provided in this course are for EDUCATIONAL PURPOSES ONLY. This course is not intended to provide financial, investment, legal, or tax advice. The content presented does not constitute a recommendation to buy, sell, or hold any financial instrument or security. Past performance is not indicative of future results. Always consult with qualified financial advisors, tax professionals, or legal counsel before making any financial decisions.
Terms and Conditions
Acceptance of Terms
By accessing and using this financial literacy course website, you accept and agree to be bound by the terms and conditions set forth below. If you do not agree to these terms, please do not use this website.
Use of Service
You agree to use this service only for lawful purposes and in accordance with these Terms and Conditions. You agree not to use the service to transmit any material that is unlawful, harmful, threatening, abusive, or otherwise objectionable.
Intellectual Property
All content, including but not limited to text, graphics, logos, images, audio clips, digital downloads, and software, is the property of the course provider and is protected by international copyright laws. You may not reproduce, distribute, or create derivative works from any content without express written permission.
User Account
You are responsible for maintaining the confidentiality of your account credentials and for all activities that occur under your account. You agree to notify us immediately of any unauthorized use of your account.
Payment Terms
All payments are processed securely through third-party payment processors. Once payment is completed, you will receive lifetime access to the course materials. Refunds are subject to our refund policy, which may be updated from time to time.
Limitation of Liability
To the fullest extent permitted by law, the course provider shall not be liable for any indirect, incidental, special, consequential, or punitive damages, or any loss of profits or revenues, whether incurred directly or indirectly, or any loss of data, use, goodwill, or other intangible losses resulting from your use of the service.
Privacy Policy
Privacy Introduction
We are committed to protecting your privacy. This Privacy Policy explains how we collect, use, disclose, and safeguard your information when you use our financial literacy course website.
Information We Collect
We collect information that you provide directly to us, including your name, email address, payment information, and course progress data. We also automatically collect certain information about your device and how you interact with our website.
How We Use Your Information
We use the information we collect to provide, maintain, and improve our services, process payments, communicate with you, and personalize your learning experience. We do not sell your personal information to third parties.
Data Security
We implement appropriate technical and organizational security measures to protect your personal information. However, no method of transmission over the Internet or electronic storage is 100% secure, and we cannot guarantee absolute security.
Cookies
We use cookies and similar tracking technologies to track activity on our website and hold certain information. You can instruct your browser to refuse all cookies or to indicate when a cookie is being sent.
Changes to This Policy
We may update this Privacy Policy from time to time. We will notify you of any changes by posting the new Privacy Policy on this page and updating the 'Last Updated' date.
Contact Us
If you have any questions about these Terms and Conditions or Privacy Policy, please contact us at:
Email: kondolovskiy@gmail.com